Choosing The Right Student Credit Card For You
A few years ago, credit cards were only available to adults. Adults must have a regular work and a minimum amount of salary to avail of the different credit cards available. They used it to buy important things that they need. At those years, credit cards have no use for students. But at present, student credit cards are now available for the young people.
Schools, colleges and universities require items from students such as notebooks, pens and textbooks. If a student is suddenly required to bring a certain textbook, how will he buy the textbook? If the student has enough money, then this wouldn’t be much of an issue. But what if the student does not have enough money to buy himself a textbook? The parents can quickly resolve this by letting their children avail for student credit cards. With student credit cards, students can buy the things they need at school. This is how valuable it is for students to get their own student credit card.
So if you are interested in getting a student credit card, then you’ll have to choose between the various types of credit cards for student in different banks. Here are some great student credit card offers from formidable banks:
Discover Open Road Card for Students
|
Intro APR |
Intro APR Period |
Annual Fee |
Setup Fee |
APR |
|
0% interest |
6 months |
None |
None |
|
Discover Open Road Card for students offer you other benefits such as Online Bill payment, Online Account Access, View Discover ® Card Rates, Fees, Rewards, and other important information. You also get 5% to 20% Cash back Bonus ® at top online stores. Cash Back Bonus ® doubles up every November and December.
Capital One ® No Hassle Cash (SM) Rewards for Students
|
Intro APR |
Intro APR Period |
Annual Fee |
Setup Fee |
APR |
|
0% on all purchases |
May 2009 |
$29 |
None |
16.9% |
Capital One ® No Hassle Cash (SM) Rewards for students brings you some of the best benefits including: $0 Fraud Liability for unauthorized use if your card gets lost or stolen; No limit on Cash back and rewards won’t expire for the lifetime of your account; 25% annual bonus on the cash earned during the year and 1% cash back on all purchases.
Citi Platinum Select Card for College Students
|
Intro APR |
Intro APR Period |
Annual Fee |
Setup Fee |
APR |
|
0% |
6 months |
Depending on terms |
None |
11.9% |
Citi Platinum Select Card for College Students has some benefits for you: No minimum income or cosigner required and $0 liability for unauthorized purchases.
Capital One ® Standard Platinum for Students
|
Intro APR |
Intro APR Period |
Annual Fee |
Setup Fee |
APR |
|
0% on all purchases |
May 2009 |
None |
None |
19.8% |
Capital One ® Standard Platinum for Students offers you some benefits including: Fraud Protection – $0 liability if your card is stolen or lost; Manageable credit line to help control your finances.
Discover Student Card – Monogram Collection
|
Intro APR |
Intro APR Period |
Annual Fee |
Setup Fee |
APR |
|
0% interest |
6 months |
None |
None |
14.99% |
Discover student card – monogram collection has lots of benefits to offer for their customers. This includes: Double Rewards with more than 100 Cash Back Bonus ® Partners, Unlimited cash rewards automatically, Customer service in less than a minute, up to 20% Cash Back Bonus ® when you shop online.
The difference in the types of student credit cards is seen on their rates and benefits. See what type of credit card for students will fit your budget and you’ll get to buy the things that you want in no time.
Tags: student cards, Student Credit Cards
