The Halifax have a pretty decent credit card out there for you if you fancy transfering a balance to save a little money. It won’t cost you the earth and it’s perfect for a short term fix for your credit card balance problems; interest is always a killer so transfer your balance and enjoy life a little…
Well that’s what the Halifax think, and this is how they intend to give you that little bit of breathing space from your over inflated credit card balance:
- 0% interest on balance transfers for those transferred within the first 90 days of opening the Halifax Plus credit card account.
- 16.9% typical APR
- 0% on purchases for 3 months. This isn’t a good idea however if you’re trying to lower your credit card balance with a transfer.
- Card replacement service available.
- Online fraud protection; this is absolutely essential these days and cannot be underestimated.
- No annual fee
- And online account management. Having a credit card is often hard, particularly when you lose track of your spending and your balance. This is an essential tool for managing your finances.
This is a great credit card for those who have a balance they think they’ll be able to clear within the time allowed by Halifax Plus. If your balance is huge you might want to consider a plan and have another credit card ready to take on the balance when the interest is finally added by Halifax; however at 16.9% Halifax Plus isn’t too bad when compared with some others as high as 19.9%!
Tags: 0% balance transfer, credit card, Halifax Plus
